Julie Esser

Recent Posts

CULedger Showcases Successful Cross-Border Payment Solution, Supported by Partners R3 and Luxoft, a DXC Technology Company

Posted by Julie Esser on Dec 5, 2019 6:00:00 AM

 

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Topics: Blockchain, Digital Identity, Payments, SSI

Utilizing Decentralized Identities to Grow Revenue, Cut Costs and Strengthen Trust with Members

Posted by Julie Esser on Dec 4, 2019 8:57:55 AM

Credit unions are experiencing pressure from a multitude of sources and can no longer rely solely on traditional methods and technology. From an ever-changing regulatory environment to meeting the digital demands of members to keeping bad actors away, credit unions are fighting to keep pace with the rapid changes brought on by the Fourth Industrial Revolution.

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Topics: Digital Identity, Cybersecurity, SSI

Creating A Frictionless Member Experience

Posted by Julie Esser on Jul 10, 2019 9:00:00 AM

When it comes to relationship building, credit unions are known as leaders in the financial services industry; however, many members are frustrated with antiquated methods to confirm their identity. Whether it’s a personal identification number (PIN) or a series of personal questions, the financial services industry has long taken cumbersome and time-consuming measures to verify identity.

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Topics: Digital Experience

The Different Types of Identity

Posted by Julie Esser on Jun 12, 2019 9:00:00 AM

In an earlier blog post, I wrote on the various dimensions of identity, such as the countless siloed identities and related usernames and passwords. But there is also a distinction to be made between the dimensions of identity and the different types of identity. The latter is generally defined in three ways: the aforementioned “siloed” identity, the third party or “federated” identity and the self-sovereign identity (SSI).

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Topics: Digital Identity

The Importance of a Shared KYC Network

Posted by Julie Esser on Jun 5, 2019 7:55:13 AM

There was a point in time when the concept of shared branching raised some eyebrows, but today the methodology is accepted, widely used and effective. And there is an important connection between the shared branching model and Know Your Customer (KYC) that is being overlooked in the credit union industry. To this end, the member experience could be better served if credit unions joined the same KYC network and provided seamless authentication to membership on a global scale.

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Topics: KYC